North China's Shanxi province has closely aligned with high-quality development and comprehensive transformation, with significant progress made in technology, green, inclusive, pension, and digital financial areas.

The province witnessed continuous growth in technology finance this year. By the end of the third quarter, banks had increased loans to technology enterprises by 35.59 percent compared to the beginning of the year, with the number of loan accounts growing by 27.06 percent.

The Shanxi Regulatory Bureau of the National Financial Regulatory Administration has also directed banks to strengthen credit support for ecological protection and restoration, energy conservation, and clean production and energy, particularly supporting energy revolution reform pilot projects.

The province saw a year-on-year increase in green credit balances in the ecological environment industry by 10.91 percent, energy conservation and environmental protection by 18.23 percent, clean production by 41.17 percent, and clean energy by 31.48 percent.

The bureau continues to optimize financial services, with support for small and micro-business entities steadily increasing in supply, with improved pricing and structure. By the end of the third quarter, inclusive loans to small and micro-enterprises in the province had increased by 32.98 percent year over year.

Additionally, the bureau has outlined eight tasks and proposed 20 measures focusing on pension fund, service, and industry finances. By the end of the third quarter, Shanxi had opened 691,400 personal pension accounts with deposits totaling 105 million yuan ($14.39 million). Banks had provided nearly 7.7 billion yuan in loans to 248 pension industry projects.

Efforts are underway to enhance digital financial capabilities and improve financial accessibility and inclusivity. For instance, some banks in the province have introduced a senior-friendly mobile banking app with large fonts and voice announcements, serving over 1.25 million elderly customers.